BANK
A banker or bank is a
financial institution whose primary activity is to act as a payment agent for customers, and to borrow and lend money.
The first modern bank was founded in
Italy in
Genoa in 1406, its name was
Banco di San Giorgio (Bank of St. George).
Many other financial activities were added over time. For example banks are important players in financial markets and offer financial services such as investment funds. In some countries such as
Germany, banks are the primary owners of industrial corporations while in other countries such as the
United States banks are prohibited from owning non-financial companies. In
Japan, banks are usually the nexus of cross share holding entity known as
zaibatsu. In
France "Bancassurance" is highly present, as most banks offer insurance services (and now real estate services) to their clients.
Labels: banking, company, finance, money, trading
finance
Finance studies and addresses the ways in which individuals,
businesses, and organizations raise, allocate, and use monetary
resources over time, taking into account the
risks entailed in their projects. The term "finance" may thus incorporate any of the following:
The study of
money and other
assets;
The management and control of those assets;
Profiling and managing project risks;
The science of managing money;
As a verb, "to finance" is to provide funds for
business or for an individual's large purchases (car, home, etc.).
The activity of finance is the application of a set of techniques that individuals and organizations (entities) use to manage their money, particularly the differences between income and expenditure and the risks of their investments.
An entity whose income exceeds its expenditure can lend or invest the excess income. On the other hand, an entity whose income is less than its expenditure can raise capital by borrowing or selling equity claims, decreasing its expenses, or increasing its income. The lender can find a borrower, a financial intermediary, such as a
bank or buy notes or bonds in the
bond market. The lender receives interest, the borrower pays a higher interest than the lender receives, and the financial intermediary pockets the difference.
A bank aggregates the activities of many borrowers and lenders. A bank accepts deposits from lenders, on which it pays the interest. The bank then lends these deposits to borrowers. Banks allow borrowers and lenders, of different sizes, to coordinate their activity. Banks are thus compensators of money flows in space.
A specific example of corporate finance is the sale of stock by a company to institutional investors like investment banks, who in turn generally sell it to the public. The stock gives whoever owns it part ownership in that company. If you buy one share of XYZ Inc, and they have 100 shares outstanding (held by investors), you are 1/100 owner of that company. Of course, in return for the stock, the company receives cash, which it uses to expand its business in a process called "equity financing". Equity financing mixed with the sale of bonds (or any other debt financing) is called the company's capital structure.
Finance is used by individuals (
personal finance), by governments (
public finance), by businesses (
corporate finance), as well as by a wide variety of organizations including schools and non-profit organizations. In general, the goals of each of the above activities are achieved through the use of appropriate financial instruments, with consideration to their institutional setting.
Finance is one of the most important aspects of
business management. Without proper financial planning a new enterprise is unlikely to be successful. Managing money (a liquid asset) is essential to ensure a secure future, both for the individual and an organization.
Labels: banking, finance, forex, obligation, trade
Enterprise
Enterprise (titled Enterprise prior to season three) is a
science fiction television program created by
Brannon Braga and
Rick Berman set in the
Star Trek universe created by
Gene Roddenberry. The series follows the adventures of humanity's first Warp 5 starship,
Enterprise, ten years before the
United Federation of Planets shown in previous Star Trek incarnations was formed.
Enterprise premiered on
September 26,
2001. The pilot episode, "
Broken Bow", takes place in the year 2151, halfway between the 21st century events shown in the movie
Star Trek: First Contact and the original
Star Trek television series.
Low ratings prompted
UPN to cancel Star Trek: Enterprise on
February 2,
2005, but the network allowed the series to complete its fourth season; the final episode aired on
May 13,
2005. After a run of four seasons and 98 episodes, it was the first Star Trek series since the original Star Trek to have been cancelled by its network rather than finished by its producers. It is also the last series in an 18 year run of back-to-back new Star Trek shows beginning with
Star Trek: The Next Generation in 1987.
Labels: banking, enterprise, finance
My First Post
Hello Everybody!This blog represents my thought, my feeling, my experience and my life. But overall it's mostly about what i cant live wihout, gadgets !!! Welcome to my world !!!!
Labels: banking, company, exchange, finance, interprise, obligate, trade
